Shows the numbers.
QUBEAI FINANCIAL INTELLIGENCE
Ask the business.
Understand the answer.
QubeAI connects financial performance, planning, profitability and analytical intelligence so finance teams can understand not only what changed, but why.
QUBEAI FINANCIAL INTELLIGENCEDEMO DATA
Why is profit below budget this month?
ACTUAL1.24B
BUDGET1.30B
VARIANCE60M
DRIVER ANALYSIS
Revenue-22M
Funding-18M
Operating Cost-11M
Profit is below budget primarily due to weaker revenue performance and higher funding costs.
THE FINANCE PROBLEM
Finance has the data.
Understanding is fragmented.
01REPORTING FRAGMENTATION
Financial information exists across GL, planning, profitability and operational systems.
02MANUAL ANALYSIS
Teams reconcile, calculate and explain movements manually.
03STATIC REPORTING
Reports often show what happened without explaining the drivers.
04DISCONNECTED CONTEXT
Actuals, budgets, forecasts and business drivers are analyzed separately.
05COMMENTARY EFFORT
Management commentary requires repetitive investigation.
06DECISION DELAY
Business questions trigger another cycle of extraction and analysis.
QUBEAI INTELLIGENCE MODEL
From financial data to
financial understanding.
01FINANCIAL DATA
GL Budget Forecast Profitability
02GOVERNED MODEL
Hierarchy Business Unit Product
03ANALYTICS
Variance Trend Movement Drivers
04AI EXPLANATION
Narrative Context Exceptions
05DECISION CONTEXT
What changed? Why? What matters?
ASK QUBEAI ILLUSTRATIVE DATA
Ask the business.
See the reasoning.
Move from a financial question to its drivers and explanation in one analytical context.
BUSINESS QUESTIONS
PERFORMANCE SIGNAL
OPERATING EXPENSES+6.7%
vs previous month
KEY DRIVERS
Personnel+8.4%
Technology+3.2%
Premises1.1%
Personnel and technology costs increased, partially offset by lower premises expense.
DECISION CONTEXT
Cost pressure is concentrated in personnel and technology rather than across all operating-expense categories.
FINANCIAL PERFORMANCE INTELLIGENCE
Know what changed.
Understand why.
Connect plan, movement and actual performance through an executive financial explanation.
NET MOVEMENT+60M
Revenue growth more than offset funding and operating-cost pressure.
MANAGEMENT REPORTING
From reporting work
to reporting intelligence.
MANUAL
QUBEAIExtract Reconcile Calculate Review Explain Distribute
CONNECTED
Governed Data Validation Analytics Driver Analysis Commentary
PERFORMANCE & VARIANCE
One view of performance.
ACTUAL1.24B
BUDGET1.18B
FORECAST1.21B
VARIANCE VS BUDGET+60M
PROFITABILITY INTELLIGENCE
Understand where
value is created.
Designed to support analysis from enterprise profitability through business unit, product and customer dimensions.
REVENUEDIRECT COSTALLOCATED COST=PROFITABILITY
Which customer dimensions explain the change in profitability?FINANCIAL DATA MODEL
Intelligence requires structure.
SOURCESGENERAL LEDGER BUDGET FORECAST ADJUSTMENTS PROFITABILITY
GOVERNED MODELACCOUNT BUSINESS UNIT COST CENTER PRODUCT CUSTOMER ENTITY TIME
QUBEAIFINANCIAL MODEL ANALYTICS EXPLANATION
EXPLAINABLE INTELLIGENCE
AI should explain the numbers,
not replace financial control.
GOVERNED DATA
Financial definitions remain controlled.
TRACEABLE LOGIC
Analytics connect to underlying measures.
EXPLAINABLE DRIVERS
Narratives reflect identifiable movements.
HUMAN REVIEW
Finance remains responsible for decisions.
BANKING INTELLIGENCE
Built for financial complexity.
QUBEAIFINANCIAL INTELLIGENCE
CAPABILITY ARCHITECTURE
Financial intelligence across
the operating model.
PERFORMANCE
Financial Reporting Management Reporting Variance Analysis Trend Analysis
PLANNING
Budget Forecast Scenario Comparison
PROFITABILITY
Customer Product Business Unit Cost Allocation
INTELLIGENCE
Natural Language Questions Driver Analysis AI Explanation Commentary
DATA
Financial Model Dimensions Hierarchy Governance
PRODUCT JOURNEY
Connect. Model. Analyze.
Explain. Decide.
01CONNECT02MODEL03ANALYZE04EXPLAIN05DECIDE
PRODUCT DIFFERENTIATION
More than a dashboard.
More controlled than a chatbot.
Helps explore the numbers.
Connects the numbers, drivers and explanation.
TEDROO QUBEAI
Bring your financial questions.
Build the intelligence behind them.
See what your financial data can explain.